American Platinum was founded in 2011 and is a division of Universal Insurance Holdings (UVE) that offers high-valued property insurance for Floridians.

They offer high-value homeowners insurance only within the state of Florida. Condo owners are also eligible for home insurance from American Platinum.

Their High-Value Home policy offers property and personal liability coverages for the Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability, and Medical Payments.