Heritage Insurance was founded in 2012 and offers home insurance products through independent agents and agencies.

Home insurance policies are offered in Alabama, Florida, Georgia, North Carolina, and South Carolina. They provide homeowners insurance for single-family, townhouse, or duplex homes that are owner-occupied. Policies for condo or unit owner insurance and dwelling property insurance for landlords for rented out properties are also available from Heritage.

Home insurance coverage options such as increased limits on jewelry, replacement cost on personal property, dog liability, identity theft, and personal injury are available.