Universal Property and Casualty Insurance Company, called UPCIC or Univeral, was founded in 1997 and is based in Florida. Universal is one of the leading insurance companies offering homeowner insurance plans in Florida.

UPCIC also offers home insurance plans in Alabama, Delaware, Georgia, Hawaii, Illinois, Indiana, Maryland, Massachusetts, Michigan, Minnesota, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, and Virginia.

Univeral’s insurance plans include dwelling insurance for homeowners, renters insurance or tenants’ insurance, condo or unit owner insurance, and dwelling property insurance for landlords. Their different property insurance plans also include coverage for Personal Possessions, Loss of Use, Personal Liability, and Medical Payments.