Lightning strikes are rare in urban areas, but they’re not unheard of. Lightning can strike your home, and when it does, you may not know what to do. The initial shock may cause you to panic. If your home sustains damage, even damage you can’t see, your homeowners insurance may be able to help. Here’s what you should do when your home is struck by lightning:
Make Sure You’re Safe
In the immediate aftermath of a lightning strike, make sure your home is safe. Unplug all appliances. During this process, be sure to avoid electrical outlets, which may be charged after the strike. Stay away from windows and other areas where lightning may have struck to avoid being physically impacted by the lightning strike.
Notify Your Insurance Company
Once you’re confident that your home is safe to move around in, you should call the insurance company. Provide as much detail as possible about what occurred. If there’s visible damage, take pictures and send them to your insurance provider. Your insurance company may send an adjuster to evaluate the damage the lightning strike caused to your home.
