Before technology advanced, you had to either call or manually visit every potential insurance company you wanted to check rates for with home insurance or auto insurance. Not only was this extremely time-consuming, but it was also very easy to forget key pieces in each company’s policies, price tiers, and benefits or drawbacks unless you wrote everything down.
Luckily, technology made it easier than ever for people to obtain multiple quotes for their home or auto insurance, all from the comfort of their own homes. This is an important step in the home insurance buying process, and we’re going to outline why below.
1. See Different Coverage Options
When you start searching for new insurance, one thing that should jump out at you is that every company doesn’t offer the exact same coverage options. For example, one company may have a much higher coverage cap for content insurance than another. If you have high-value items in your home, you’d want to go with a company that has a higher cap. Also, companies structure their coverage tiers differently, and you won’t know what you have available unless you compare.
One company could offer things like comprehensive coverage or more coverage for a lower price over another. Again, you could miss this if you only look at one company and don’t go any further. When you compare multiple companies at the same time, you can easily shift through coverage options and see what they have in real-time to help you make the best choice for your needs and wants.
2. Accurate Information
When you get quotes from insurance companies, you typically have a set amount of time to accept and lock in your quote. If you have to go company by company, it’s very easy to lose track of time and have offers expire. When this happens, you’re suddenly not working with accurate information, and this makes it very hard to determine which home insurance policy is really the best one for your situation.
Since you have the option to compare from dozens of companies at one time, all of this information is accurate because you pull it up at the exact same time based on your input. You can quickly and easily cycle through coverage options and price tiers from each company you selected to compare against in one sitting. This way, you don’t have to worry about anything accidentally expiring as you consider one option over the other.
The convenience factor is one huge draw for comparing multiple auto and home insurance policies at one time. Think about it; you used to have to call or visit each company one by one. This involved a huge amount of planning and time on your part. If something went wrong, you could very easily lose your place or misplace valuable information from one company.
Technology allows you to sit in your home with your tablet, PC, laptop, or smartphone and pull information from multiple companies all at one time. You don’t have to worry about marking out companies one by one. You also don’t have to plan to sit for hours at a time and pull multiple quotes. Instead, everything will be at your fingertips with the click of a button. You can browse different companies, compare their offerings, and pick out the best one in an afternoon.
4. True Prices
Obviously, if you tried to compare quotes but the company you were using for comparison was biased, they could attempt to skew the numbers to make their company look like the best option. When you start to compare multiple quotes, you can easily go to a non-biased third-party app or entity to get true pricing on each insurance company you compare.
For example, Nsure allows you to pull quotes for home insurance or a bundle with your home and auto from over 40 of the top-rated companies in the United States. You won’t have to worry about getting skewed prices because Nsure doesn’t have a stake in the insurance market. Instead, you’ll get a comprehensive list of the best options for your needs, and you can purchase your new policy with a click of a button.
5. Savings Potential
Everyone wants to save money in any way they can without sacrificing coverage or quality. If you don’t compare multiple home insurance companies, how will you ever know whether or not you’re getting all of the savings potential possible? After all, your insurance premium can be a hefty amount each month, so any chance to save would be welcome.
Once you start comparing multiple policies, you’ll quickly see that some are much more expensive than others. You do have to take into consideration that some companies may offer more coverage, so this could make their prices increase over other companies. However, some companies just have higher price points for similar coverage options. Seeing them side-by-side allows you to make an informed decision. \
6. Bundling Opportunities
No matter if you’re looking for home or auto insurance or both, comparing multiple companies allows you to see if they offer the opportunity to bundle. Bundling combines two or more policies into one policy under the same company, and this can save you both time and money. You’ll have one payment every month for both policies.
Bundling is a great way to get a discount, and it’s a convenient way to ensure you don’t accidentally miss a payment or two and have late fees. Some companies offer this opportunity, and some don’t, so you want to be able to compare multiple options to narrow down your final choice.
Nsure Can Help Save on Your Home Insurance Policy
No matter if you’re shopping for home insurance, auto insurance, or both, Nsure can help. We’ll pull non-biased quotes from over 40 of the top-rated insurance companies in the nation for you to browse. You can compare your options and select your coverage right from the app.