What’s the Value in Bundling Home and Auto Insurance with Nsure?

When you purchase insurance, you used to buy one policy for your auto insurance, one for renter’s insurance, and one for your home. This wasn’t convenient as you had to remember two or three different due dates and amounts each month. This made it very easy to accidentally skip a payment or pay late, and you could incur late fees. These fees added up very quickly, and it could do damage to your credit if you completely forgot about a payment or two. However, these problems are going away with an option called bundling. Nsure allows you to bundle multiple policies under one payment system, and there are benefits to this that we’ll outline below.

What is Bundling?

You may have heard about bundling your home insurance, but do you really know what it means? Simply put, when you bundle your insurance, you’re combining multiple policies or insurance products under a single provider, like Nsure. Typically it’s cheaper to do this as you can get a multi-policy discount. It’s also easier to keep track of the payments because all of your policies combine into one instead of being spread out across the month. It’s as easy of a process as choosing the bundle option when you go to the Nsure site.

Benefits of Bundling Home Insurance with Nsure

If you’re on the fence about bundling your home insurance, you should know that it comes with benefits. These benefits only get enhanced when you use an independent agent like Nsure to bundle your coverage. We’re going to outline the biggest benefits you could be eligible for below.

1. No Biased Data

One big issue with comparing insurance companies from unbiased companies is that they can skew the data you get for price quotes to make whichever insurance company they back look best, so you pick them. With Nsure, this isn’t a threat since Nsure is an independent third-party platform. You’ll get the most accurate data for bundling your auto and home insurance policies under Nsure’s umbrella. We pull quotes based on your data from over 40 of the top-rated insurance companies in the nation, and you can easily compare them and narrow down your choices at your own speed. In turn, you’re guaranteed to get some of the best rates for your situation.

2. Discounts

Bundling with Nsure will entitle you to discounts that you wouldn’t normally be eligible for. One such discount is the multi-policy discount. You’ll get a small percentage off your monthly premium if you combine your home and auto insurance policies. In turn, this can save you money. Instead of paying two premiums, you’ll pay one and get a discount on top of it. It’s especially nice if bundling entitles you to other discount opportunities. For example, you could get one for having more than one policy with one company, and there could be loyalty discounts included with the company. It’s a good idea to call and double-check before you lock a company in.

3. Simplifies the Claims Process

If you’ve never had to file a claim before with your insurance, it can be very intimidating. This intimidation factor only ratchets up if you have more than one policy with different companies because each company can have a different claims process. So, you’d have to learn how each company operates and remember it when you need it. When you bundle your home insurance with Nsure, this goes down to one simple claims process. Also, the claims process is the same, no matter if you’re calling for your home or auto insurance policy. You’ll be able to keep track of any filing deadlines, how the agents work, and much more with a single company.

4. Convenience Factor

When you come to Nsure and bundle your home and auto insurance policies, you get a huge convenience factor. You’ll set up an account when you first select your insurance option; you’ll be able to come back and view your effective dates, premiums, and policy information all in one convenient location. Nsure also makes it very easy and quick for you to review and manage your policy and make payments. You can access your information online, or you can download the Nsure app and have it on the go on your smartphone. It’s also possible to periodically review your coverage right in Nsure’s app or online, and you’ll be able to see quickly and easily if you need to make changes.

5. Savings Potential

Home insurance can get expensive. If we’re being honest, any insurance policy can be expensive. There are so many factors that go into figuring out your premium cost, and some of them are out of your control. For example, it may be more expensive to have insurance on a property that sees a lot of flooding or tropical storms because the chances of you filing a claim are higher. When you bundle, you’ll have the opportunity to save in the form of discounts. But, there is also other savings potential available, including the ability to compare quotes and coverage tiers to get the most cost-effective policy.

6. Experienced Agents

If you should ever need to file a claim with your auto or home insurance policy, you want an experienced agent on your side. Nsure’s agents have years of claims experience, and they’re happy to help you any time, day or night. You’ll be able to check the status of your claim, get your questions answered, and have a knowledgeable advocate on your side when it comes to getting a timely payout from your insurance policy. This can give you the peace of mind that comes with knowing you’re covered and have an agent ready to help at a moment’s notice.