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Home Insurance

How to Save Money on Home Insurance as a New Homeowner

Becoming a new homeowner is exciting! However, it often comes with unexpected expenses. One cost that new homeowners have to budget for is home insurance. However, you can save on your home insurance premiums without sacrificing coverage. Here are some tips to help you get the best deal on your home insurance as a new homeowner:

Shop Around

As with any other major purchase, you need to compare auto insurance quotes from multiple insurance companies to find the best policy. Don’t settle for the first quote you receive — take the time to reach out to different insurance providers and see what they can offer you.

Increase Your Deductible

A higher deductible can lower your premium significantly. While it may mean you have to pay more out of pocket in the event of a claim, it can save you money in the long run by reducing your monthly premiums.

Bundle Your Policies

If you already have auto or other types of insurance, consider bundling them with your home insurance policy. Many insurance companies offer discounts for bundling multiple policies, making this a great way to save money.

Improve Your Home Security

Installing a home security system or making other improvements to increase the safety and security of your home can help lower your insurance premiums. Let your insurance provider know if you make upgrades to your home, as this can earn you a discount.

Maintain a Good Credit Score

Insurance companies often use credit scores to help determine your premium rates. By maintaining a good credit score, you may be able to secure lower insurance premiums.

Ask About Discounts

Many insurance companies offer discounts for various reasons, such as buying a brand-new home or being a member of a qualifying organization. Be sure to ask your insurance provider about any discounts you may qualify for.

Following these tips, you can save money on your home insurance premiums without sacrificing coverage. If you find that you need a new home insurance policy, Nsure can help you navigate this step. Nsure will help you find a policy from one of 50 top-rated insurers in less than 5 minutes based on your unique situation. Contact us today to get started. 

See how much you can save when you Nsure!
See how much you can save with Nsure!
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