
American Integrity
American Integrity Insurance Company of Florida, know as American Integrity, was founded in 2006 as a Florida-based Home and Property insurance carrier for Floridians across the state for their home and flood insurance needs.
American Integrity’s insurance plans include dwelling insurance for homeowners, renters insurance or tenants’ insurance, condo or unit owner insurance, and dwelling property insurance for landlords. Insurance coverage is only available in Florida.
Their different property insurance plans also include coverage for Personal Possessions, Loss of Use, Personal Liability, and Medical Payments. A private flood insurance endorsement is also available from American Integrity as well as umbrella coverage, golf cart, and small boat insurance.
American Integrity has a Nsure.com insurance carrier rating of 4 out of 5 stars based on our research.
Thanks to carefully managing their geographic eligibility areas of growth they help protect their current policyholders. With a strong reinsurance program, our Florida customers can be certain American Integrity Insurance is a long-term, stable carrier to pick for their home insurance needs. They are Better Business Bureau accredited and have a BBB Rating of “A+”.
Our carrier rating takes into account several factors about the insurer, our industry-experienced research, policyholder’s feedback, and other publicly available data. We also take into account the carrier’s financial stability, organizational structure, and history as well as their historical claims payout data to generate our comprehensive carrier profiles with a low to high rating of between 1 to 5 stars.

American Integrity does not have an A.M. Best Credit Rating, a Credit Rating scoring opinion of an insurer’s financial strength and ability to meet their ongoing insurance policy and contractual obligations.
They have a Financial Stability Rating of “A or Exceptional” from Demotech Inc. for their long-term stability. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers.
AM Best is an independent insurance rating agency that provides credit ratings and financial data products for the insurance industry. Demotech Inc. specializes in providing ratings and detailed financial analysis of regional and specialty insurers.