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American Platinum Property And Casualty Insurance Company

American Platinum was founded in 2011 and is a division of Universal Insurance Holdings (UVE) that offers high-valued property insurance for Floridians.

They offer high-value homeowners insurance only within the state of Florida. Condo owners are also eligible for home insurance from American Platinum.

Their High-Value Home policy offers property and personal liability coverages for the Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability, and Medical Payments.

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Customer Rating

American Platinum has a insurance carrier rating of 4 out of 5 stars based on our research.

They are not Better Business Bureau accredited and do not have a BBB Rating.

Our carrier rating takes into account several factors about the insurer, our industry-experienced research, policyholder’s feedback, and other publicly available data. We also take into account the carrier’s financial stability, organizational structure, and history as well as their historical claims payout data to generate our comprehensive carrier profiles with a low to high rating of between 1 to 5 stars.

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Financial Stability

American Platinum does not have an A.M. Best Credit Rating, a Credit Rating scoring opinion of an insurer’s financial strength and ability to meet their ongoing insurance policy and contractual obligations.

They have a Financial Stability Rating of “A or Exceptional” from Demotech Inc. for their long-term stability. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers.

AM Best is an independent insurance rating agency that provides credit ratings and financial data products for the insurance industry. Demotech Inc. specializes in providing ratings and detailed financial analysis of regional and specialty insurers.