
Clearcover
Clearcover is a digital auto insurance carrier founded in 2016.
Clearcover focuses on AI-based car insurance to help offer customers lower car insurance rates. Clearcover is currently available in 13 states including Arizona, California, Illinois, Indiana, Missouri, Nebraska, Ohio, Oklahoma, Pennsylvania, Louisiana, Texas, Utah, Wisconsin.
Using a vehicle for ride-sharing is eligible with Clearcover as an endorsement. Auto coverage options include Liability only, Full Coverage or Comprehensive, and Collision.
Clearcover has a Nsure.com insurance carrier rating of 4.5 out of 5 stars based on our research.
Clearcover uses AI to offer suggestions for the right level of insurance to have. They are Better Business Bureau accredited and have a BBB Rating of “A+”.
Our carrier rating takes into account several factors about the insurer, our industry-experienced research, policyholder’s feedback, and other publicly available data. We also take into account the carrier’s financial stability, organizational structure, and history as well as their historical claims payout data to generate our comprehensive carrier profiles with a low to high rating of between 1 to 5 stars.

Clearcover has an A.M. Best Credit Rating of “A- or Excellent”, a Credit Rating scoring opinion of an insurer’s financial strength and ability to meet their ongoing insurance policy and contractual obligations.
They do not have a Financial Stability Rating from Demotech Inc. for their long-term stability. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers.
AM Best is an independent insurance rating agency that provides credit ratings and financial data products for the insurance industry. Demotech Inc. specializes in providing ratings and detailed financial analysis of regional and specialty insurers.