
Foremost Insurance Group
Foremost was founded in 1952 and is now part of the Farmers Insurance Group of companies. Foremost offers specialty home and auto insurance plans in all 50 states.
Insurance products include Home and Auto and also Marine, Motorcycle, RV, and off-road vehicles. Home insurance can cover mobile homes, vacant and seasonal homes. Auto insurance can extend cover to include collectible and commercial autos for liability only and full coverage or comprehensive auto insurance products.
Home insurance options are for homeowners, condo or unit owners, landlords, and renters. Their different property insurance plans also include coverage for Personal Items, Loss of Use, Personal Liability, and Medical Payments. Homeowner’s insurance can be on Actual Cash Value or a Replacement Cost Value.
Foremost has a Nsure.com insurance carrier rating of 4 out of 5 stars based on our research.
Their specialty market also allows them to accept all drivers for Auto coverage, unlike other carriers that are more restricted in their underwriter. They are not Better Business Bureau accredited but have a BBB Rating of “A-“.
Our carrier rating takes into account several factors about the insurer, our industry-experienced research, policyholder’s feedback, and other publicly available data. We also take into account the carrier’s financial stability, organizational structure, and history as well as their historical claims payout data to generate our comprehensive carrier profiles with a low to high rating of between 1 to 5 stars.

Foremost has an A.M. Best Credit Rating of “A or Excellent”, a Credit Rating scoring opinion of an insurer’s financial strength and ability to meet their ongoing insurance policy and contractual obligations.
They have a Financial Stability Rating of “A or Exceptional” from Demotech Inc. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers.
AM Best is an independent insurance rating agency that provides credit ratings and financial data products for the insurance industry. Demotech Inc. specializes in providing ratings and detailed financial analysis of regional and specialty insurers.