
GeoVera Insurance
GeoVera was founded in 1995 and offers stand-alone residential insurance policies and provides unique coverage for catastrophic risks.
They are one of the largest private earthquake insurance providers in California. They offer specialty home insurance policies in California, Oregon, Washington, and Hawaii. Both residential Home insurance and specialty lines are offered and GeoVera offers stand-alone residential insurance policies. They provide unique coverage for catastrophic risks, such as earthquakes, that are not normally covered under traditional homeowner insurance plans.
Insurance policies from GeoVera protect against earthquakes, windstorms, and hurricanes. Their home insurance coverage includes Dwelling, Personal Property, Other Structures & Loss of Use for Owner or Tenant Occupied, Residential Dwelling & Condos homes.
GeoVera has a Nsure.com insurance carrier rating of 4 out of 5 stars based on our research.
They provide innovative and competitively-priced residential insurance products. They are not Better Business Bureau accredited but have a BBB Rating of “A+”.
Our carrier rating takes into account several factors about the insurer, our industry-experienced research, policyholder’s feedback, and other publicly available data. We also take into account the carrier’s financial stability, organizational structure, and history as well as their historical claims payout data to generate our comprehensive carrier profiles with a low to high rating of between 1 to 5 stars.

GeoVera has an A.M. Best Credit Rating of “A or Excellent”, a Credit Rating scoring opinion of an insurer’s financial strength and ability to meet their ongoing insurance policy and contractual obligations.
They do not have a Financial Stability Rating from Demotech Inc. for their long-term stability. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers.
AM Best is an independent insurance rating agency that provides credit ratings and financial data products for the insurance industry. Demotech Inc. specializes in providing ratings and detailed financial analysis of regional and specialty insurers.