Heritage Insurance was founded in 2012 and offers home insurance products through independent agents and agencies.
Home insurance policies are offered in Alabama, Florida, Georgia, North Carolina, and South Carolina. They provide homeowners insurance for single-family, townhouse, or duplex homes that are owner-occupied. Policies for condo or unit owner insurance and dwelling property insurance for landlords for rented out properties are also available from Heritage.
Home insurance coverage options such as increased limits on jewelry, replacement cost on personal property, dog liability, identity theft, and personal injury are available.
Heritage has a Nsure.com insurance carrier rating of 4.5 out of 5 stars based on our research.
They have the experience to provide outstanding service, combined with competitive rates. They are Better Business Bureau accredited and have a BBB Rating of “A-“.
Our carrier rating takes into account several factors about the insurer, our industry-experienced research, policyholder’s feedback, and other publicly available data. We also take into account the carrier’s financial stability, organizational structure, and history as well as their historical claims payout data to generate our comprehensive carrier profiles with a low to high rating of between 1 to 5 stars.
Heritage does not have an A.M. Best Credit Rating, a Credit Rating scoring opinion of an insurer’s financial strength and ability to meet their ongoing insurance policy and contractual obligations.
They have a Financial Stability Rating of “A or Exceptional” from Demotech Inc. for their long-term stability. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers.
AM Best is an independent insurance rating agency that provides credit ratings and financial data products for the insurance industry. Demotech Inc. specializes in providing ratings and detailed financial analysis of regional and specialty insurers.