
Hippo
Hippo Insurance Services, commonly called just Hippo, was founded in 2015 and first started offering home insurance in 2017.
They are based in Palo Alto, California with their home insurance policies being available in 33 states and growing. Hippo’s insurance plans include dwelling insurance for homeowners, condo or unit owner insurance, and dwelling property insurance for landlords. They currently don’t offer home insurance coverage for any property used as a short-term rental. Renter insurance is also not available with Hippo.
The home insurance plans offered by Hippo include coverage for Personal Property, Loss of Use, Personal Liability, and Medical Payments. Plus 4x the traditional insurance coverage for computers and home office equipment.
Hippo Insurance has a Nsure.com insurance carrier rating of 5 out of 5 stars based on our research.
Thanks to the wealth of digital tools and modernized insurance coverages offered by Hippo they have become a popular home insurance plan option in the currently available 33 states. They are Better Business Bureau accredited and have a BBB Rating of “A-“.
Our carrier rating takes into account several factors about the insurer, our industry-experienced research, policyholder’s feedback, and other publicly available data. We also take into account the carrier’s financial stability, organizational structure, and history as well as their historical claims payout data to generate our comprehensive carrier profiles with a low to high rating of between 1 to 5 stars.

Hippo has an A.M. Best Credit Rating of “A- or Excellent”, a Credit Rating scoring opinion of an insurer’s financial strength and ability to meet their ongoing insurance policy and contractual obligations.
They do not have a Financial Stability Rating from Demotech Inc. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers.
AM Best is an independent insurance rating agency that provides credit ratings and financial data products for the insurance industry. Demotech Inc. specializes in providing ratings and detailed financial analysis of regional and specialty insurers.