
Kemper
Kemper Insurance, part of the Kemper family of companies that was founded in 1912, offers Home and Auto insurance products in all 50 states.
Kemper provides affordable and personalized Auto and Home insurance solutions for individuals and families. Homeowners insurance is offered in three different levels of coverage, which include Kemper Prime Home Essentials, Kemper Prime Home Enhanced, and Kemper Prime Home Elite. All three coverage levels offer flexibility in coverage limits. They provide a combination of Auto, Renters, Condo, and/or Homeowners Insurance although the availability of some plans may be limited by state.
Kemper Auto specializes in personal auto insurance options for those who may have had difficulty obtaining or maintaining insurance coverage in the past. Their homeowner’s insurance plans have coverage options for Dwelling, Personal Property, Loss of Use, Personal Liability, and Medical Payments.
Kemper has a Nsure.com insurance carrier rating of 4.5 out of 5 stars based on our research.
Kemper Insurance offer flexible policies and comprehensive coverage options . They are Better Business Bureau accredited and have a BBB Rating of “A+”.
Our carrier rating takes into account several factors about the insurer, our industry-experienced research, policyholder’s feedback, and other publicly available data. We also take into account the carrier’s financial stability, organizational structure, and history as well as their historical claims payout data to generate our comprehensive carrier profiles with a low to high rating of between 1 to 5 stars.

Kemper has an A.M. Best Credit Rating of “A or Excellent”, a Credit Rating scoring opinion of an insurer’s financial strength and ability to meet their ongoing insurance policy and contractual obligations.
They do not have a Financial Stability Rating from Demotech Inc. for their long-term stability. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers.
AM Best is an independent insurance rating agency that provides credit ratings and financial data products for the insurance industry. Demotech Inc. specializes in providing ratings and detailed financial analysis of regional and specialty insurers.