Need help?
We’re here to help!

Our licensed insurance agents are available to answer all your questions.
Just call, email or text us.

561 288 9700
Download our app, and Nsure!

National Flood Insurance Program

The National Flood Insurance Program (NFIP), known commonly as just National Flood, was established by congress in 1968 and is managed by the Federal Emergency Management Agency.

Flood insurance from NFIP is offered by approximately 60 different insurance companies and flood insurance coverage is available in all 50 states which is backed by FEMI. Flood insurance covers losses directly caused by flooding and affecting two or more acres of land or two or more properties.

Flood insurance from the NFIP covers your home and the things inside it. Sub-limits to coverage do apply, for high limits and high valued homes private flood insurance is recommended as a replacement to the NFIP policy or as a supplementary flood coverage.

Group 791
Customer Rating

National Flood has a insurance carrier rating of 5 out of 5 stars based on our research.

Flood coverage is backed by the FEMI and premium are some of the lowest offered for flood coverage making the NFIP a popular option. They are not Better Business Bureau accredited but have a BBB Rating of “A”.

Our carrier rating takes into account several factors about the insurer, our industry-experienced research, policyholder’s feedback, and other publicly available data. We also take into account the carrier’s financial stability, organizational structure, and history as well as their historical claims payout data to generate our comprehensive carrier profiles with a low to high rating of between 1 to 5 stars.

Financial Stability

National Flood has an A.M. Best Credit Rating of “A- or Excellent”, a Credit Rating scoring opinion of an insurer’s financial strength and ability to meet their ongoing insurance policy and contractual obligations.

They do not have a Financial Stability Rating from Demotech Inc. for their long-term stability. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers.

AM Best is an independent insurance rating agency that provides credit ratings and financial data products for the insurance industry. Demotech Inc. specializes in providing ratings and detailed financial analysis of regional and specialty insurers.