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People’s Trust Insurance Company

People’s Trust Insurance Company is a Florida-based carrier founded in 2008 for Floridians and their Homeowner Insurance needs.

People’s Trust approach is preparedness and rapid response to provide the greatest value and a simplified recovery experience for their Florida customers. Basic coverage, full-service, and flood insurance coverage are currently available for Florida policyholders. 24/7 emergency repair coverage is offered to policyholders by their affiliate, Rapid Response, to coverage burst water pipe, water/fire damage, and more.

Home insurance policies from People’s Trust can also include coverages for Dwelling, Personal Property, Temporary Living Expenses, and Personal Liability.

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Customer Rating

People’s Trust has a insurance carrier rating of 4 out of 5 stars based on our research.

Peoples Trust is set apart by their “we fix it” coverage model and their in-house “Rapid Response Team” vs traditional cash payouts for covered damages. They are Better Business Bureau accredited and have a BBB Rating of “A+”.

Our carrier rating takes into account several factors about the insurer, our industry-experienced research, policyholder’s feedback, and other publicly available data. We also take into account the carrier’s financial stability, organizational structure, and history as well as their historical claims payout data to generate our comprehensive carrier profiles with a low to high rating of between 1 to 5 stars.

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Financial Stability

People’s Trust Insurance does not have an A.M. Best Credit Rating, a Credit Rating scoring opinion of an insurer’s financial strength and ability to meet their ongoing insurance policy and contractual obligations.

They have a Financial Stability Rating of “A or Exceptional” from Demotech Inc. for their long-term stability. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers.

AM Best is an independent insurance rating agency that provides credit ratings and financial data products for the insurance industry. Demotech Inc. specializes in providing ratings and detailed financial analysis of regional and specialty insurers.