
SafePoint Insurance
Safepoint Insurance was founded in 2013 and has homeowners insurance products available only through independent insurance agents/agencies, like Nsure.com, with a focus on coastal states.
Home insurance policies from Safepoint are available in Alabama, Florida, Louisiana, Mississippi, New Jersey, and Texas. Flood insurance coverage is also an available option for eligibility policyholders depending on the state.
Safepoint Insurance plans include dwelling insurance for homeowners, condo or unit owner insurance. Their different property insurance plans also include coverage for Personal Possessions, Loss of Use, Personal Liability, and Medical Payments.
Safepoint has a Nsure.com insurance carrier rating of 4 out of 5 stars based on our research.
With above average coverage limits, Safepoint is a popular choice for customers that want more tailored insurance coverages. They are not Better Business Bureau accredited but have a BBB Rating of “A+”.
Our carrier rating takes into account several factors about the insurer, our industry-experienced research, policyholder’s feedback, and other publicly available data. We also take into account the carrier’s financial stability, organizational structure, and history as well as their historical claims payout data to generate our comprehensive carrier profiles with a low to high rating of between 1 to 5 stars.

Safepoint has an A.M. Best Credit Rating of “B- or Fair”, a Credit Rating scoring opinion of an insurer’s financial strength and ability to meet their ongoing insurance policy and contractual obligations.
They have a Financial Stability Rating of “A or Exceptional” from Demotech Inc. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers.
AM Best is an independent insurance rating agency that provides credit ratings and financial data products for the insurance industry. Demotech Inc. specializes in providing ratings and detailed financial analysis of regional and specialty insurers.