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UPC Insurance

United Property and Casualty (UPC) was founded in 1999 and offers Home and Flood insurance through 5 companies which they operate.

UPC offers their home and flood insurance plans in Connecticut, Florida, Georgia, Hawaii, Louisiana, Massachusetts, New Jersey, New York, North Carolina, Rhode Island, South Carolina, Texas.

UPC home insurance plans include dwelling insurance for homeowners, renters insurance or tenants’ insurance, condo or unit owner insurance, and dwelling property insurance for landlords. Flood insurance coverage is also available. Their different property insurance plans also include coverage for Personal Property, Loss of Use, Personal Liability, and Medical Payments.

Group 791
4/5
Customer Rating

United Property and Casualty has a Nsure.com insurance carrier rating of 4 out of 5 stars based on our research.

UPC strives to Keep the Promise in what they do and be there for their customers. They are Better Business Bureau accredited and have a BBB Rating of “A+”.

Our carrier rating takes into account several factors about the insurer, our industry-experienced research, policyholder’s feedback, and other publicly available data. We also take into account the carrier’s financial stability, organizational structure, and history as well as their historical claims payout data to generate our comprehensive carrier profiles with a low to high rating of between 1 to 5 stars.

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Financial Stability

United Property and Casualty does not have an A.M. Best Credit Rating, a Credit Rating scoring opinion of an insurer’s financial strength and ability to meet their ongoing insurance policy and contractual obligations.

They have a Financial Stability Rating of “A or Exceptional” from Demotech Inc. for their long-term stability. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers.

AM Best is an independent insurance rating agency that provides credit ratings and financial data products for the insurance industry. Demotech Inc. specializes in providing ratings and detailed financial analysis of regional and specialty insurers.