The Benefits of Bundling Your Home and Auto Insurance
Insurance can be expensive, and most people who need insurance find themselves looking for ways to save. If you own both a home and a car, one of the easiest ways to save money is by bundling your home and auto insurance. The benefits of bundling go beyond the cost savings. Read on to learn more about why you might want to consider bundling your home and auto insurance.
What is bundling?
Bundling simply means opting for an insurance bundle over multiple individual policies. Typically, an insurance bundle is all under one company and only requires one payment. Combining home and auto insurance policies is a common form of bundling that consolidates bills and often makes each policy less expensive.
Most insurance companies offer discounts for bundling home and auto insurance. This means your premium for each policy can be lower. Bundling policies also leads to reduced deductibles, which can save you money when you need to make a claim. Another great benefit of bundling is eliminating duplicate coverage, where a home and auto insurance policy covers the same thing, but you’re paying for two separate policies.
Convenience and simplicity
Managing your insurance policies in one place can also be helpful, especially if you’re fitting it into a busy schedule. Bundled policies often mean having one point of contact, which is a huge help in terms of customer service. There’s a lot less repeating yourself when you’re only calling one company for all your home and auto insurance needs. When you need to make a claim, having a single point of contact for insurance can be invaluable.
Improved eligibility for discounts
When you have one company that covers both your home and auto insurance, there’s often more room for discounts. You may receive a multi-policy discount just for bundling. You’re also more likely to receive loyalty rewards from the company since you’re using them for both types of insurance.
If you’re looking for a more affordable, more convenient way to do insurance, bundling your home and auto insurance policies may be the way to go. Find home and auto insurance coverage options from over 50 top-rated carriers in less than 5 minutes today, and be sure with Nsure.