What to Do if You Lose Your Auto Insurance Card
Losing your auto insurance card can be scary. It’s an essential thing to have in the event of a car accident. Additionally, that card has personal information like your address and what kind of vehicle you drive. However, if it goes missing, it’s important not to panic and to figure out how and when you lost it. These are the steps you should take if you find that your insurance card isn’t where it should be:
Immediate Steps to Take
When you realize your card is missing, give yourself a moment to breathe, then start your search. Look in every spot where you might have placed it or taken it out. Consider what you may have been doing when you lost your card. If you conclude that the card was stolen, tell your insurance company.
Contact Your Insurance Provider
Find your insurance provider’s contact information, and call the customer service helpline. Explain the situation, and provide necessary details. Ask about the process for obtaining a new card. Chances are, you will need to verify your identity. Having information like your address and your car’s VIN on hand might be useful in this situation.
Temporary Insurance Card
Request a temporary insurance card or proof of coverage from your insurance company. Explore digital insurance card options, like a mobile app provided by your insurance company. Also consider making digital copies or screenshots for immediate use, just in case you need your card before you get a replacement.
Prevention and Preparedness
Once you’ve found or replaced your insurance card, the next step is making sure you don’t lose it again. Make sure to keep copies of your insurance card and other relevant documents. Keeping digital copies in a secure location can also help in a pinch.
Losing an insurance card, especially in today’s largely digital landscape, is not the end of the world. There are all kinds of temporary options available, and insurance companies are happy to help you replace your card in a timely manner. What you should worry about is overpaying or having the wrong car insurance. Find auto insurance coverage options from over 50 top-rated carriers in less than 5 minutes today, and be sure with Nsure.