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TAPCO Underwriters, or TAPCO Insurance Services, was founded in 1983 and is a dedicated Excess and Surplus MGA.

TAPCO offers carrier access placement for P&C insurance agencies in several states. They have a focus on Homeowners and Dwelling Fire products as well as commercial insurance. Homeowner’s insurance is available only through insurance agents in 29 states, though policy availability may vary. Currently, there are 23 insurance carriers represented through TAPCO with their products available.

Home Insurance offered through TAPCO Insurance is only available for single-family houses, including modular and some mobile homes. Home insurance from TAPCO includes coverage for Personal Property, Loss of Use, Personal Liability, and Medical Payments.

Group 791
Customer Rating

TAPCO Underwriters has a insurance carrier rating of 4.5 out of 5 stars based on our research.

Tapco is a trusted carrier with efficient and dedicated support for its partners. They are not Better Business Bureau accredited but have a BBB Rating of “B”.

Our carrier rating takes into account several factors about the insurer, our industry-experienced research, policyholder’s feedback, and other publicly available data. We also take into account the carrier’s financial stability, organizational structure, and history as well as their historical claims payout data to generate our comprehensive carrier profiles with a low to high rating of between 1 to 5 stars.

Financial Stability

TAPCO Underwriters is not a direct-to-customer insurance provider, but they only represent carriers with A.M. Best ratings of “A or Excellent” or better.

As they don’t offer their own products they do not have an A.M. Best Credit Rating, a Credit Rating scoring opinion of an insurer’s financial strength and ability to meet their ongoing insurance policy and contractual obligations. They also do not have a Financial Stability Rating from Demotech Inc. for their long-term stability. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers.

AM Best is an independent insurance rating agency that provides credit ratings and financial data products for the insurance industry. Demotech Inc. specializes in providing ratings and detailed financial analysis of regional and specialty insurers.